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Privacy & Terms

 


We are committed to improving your security, protecting your privacy. Please read below for important legal information regarding use of this website.

Privacy Policy

This Privacy Policy describes the terms of our commitment to your privacy.
You should read this policy before doing business with this website or its advertisers.

PERSONS OR PARTIES COVERED

This Privacy Policy is intended to cover all visitors to this website, all subscribers to lists or newsletters whether paid or unpaid, all members or affiliates whether paid or unpaid, and all customers. Persons who visit or view this website, whether intentionally or unintentionally, whether solicited or unsolicited, are described herein as “Visitors” and are parties to this Privacy Policy. Subscribers to lists or Newsletters are referred to herein as “Subscribers” and are parties to the Privacy Policy. Persons who join an organization or marketing endeavor (e.g. “affiliates”) promoted by this website are called “Members” herein and are covered by this Privacy Policy. Finally, anyone who orders, attempts to order, or receives a product sold (recipients) or advertised on or delivered from this website, even at no cost, is called a “Customer” herein and is subject to this Privacy Policy not only by passive acceptance, but by virtue of the Purchase Agreement contract. The website, its agents, owners, operators, and employees are referred to collectively herein as “Website,” “Site,” and/or “Seller”.

PERSONS EXCLUDED FROM THIS WEBSITE ARE STILL COVERED

In the event that a person excluded from this website because of the
Terms of Use or from denial of
service by the website, who nonetheless unlawfully view this site, that person remains subject to the
terms of this Privacy Policy and is in violation of the Terms of Use.

PERSONS UNDER 18 YEARS OF AGE ARE EXCLUDED FROM THIS WEBSITE

This website is not lawfully accessible to persons under the age of 18 or who are otherwise covered by the provisions of the Child Online Privacy Act of 1998 (COPA). If you are under the age of 18 you must leave this site immediately. Fraudulent use of this website may make you and or your parents subject to civil or criminal sanctions.

VIEWING AND/OR USE AND/OR COMMUNICATION IS CONSTRUED AS ACCEPTANCE OF THE TERMS
OF THIS POLICY


Acceptance of the terms of this Privacy Policy is a portion of the consideration required for your right to visit the website. If you do not accept these terms, you have no right to visit this site and you are fraudulently using this site.

ABOUT THE PERSONAL INFORMATION THIS WEBSITE COLLECTS AND HOW IT IS USED

This website routinely collects information about its visitors, subscribers, members, and customers. This information is obtained in various ways, such as:

VISITOR, SUBSCRIBER, MEMBER, OR CUSTOMER INFORMATION OBTAINED FROM ‘REGISTRATION’

Registration means that the Visitor, Subscriber, Member or Customer takes active, positive steps to communicate information to this website. This can include:

  • pages or ‘pop ups’ where you register for
  • a newsletter or subscribe to a mailing list;
  • it can include your participation in visitor surveys;
  • it can include requesting information from the website via email, mail, or courier;
  • it may be from joining an affiliate program or other membership organization, paid or unpaid;
  • it may be from ordering a product.

Occasionally complete credit card information may be provided to the website via fax or a fill-in form rather than regular secure merchant service processing. This information is kept at the highest level of security and is never divulged to anyone except the merchant service provider or for the purpose of communication with the customer.

ONLINE ORDERING

Online ordering via SSL encrypted communication provided by shopping cart services supporting merchant service companies like Visa, Master Card, American Express or any other credit or debit card, provides information to the website and may be maintained in a secure database. In the process of online ordering, the customer provides, name, address, city, state, email address, phone number, CVV2 (back of card) number, other personal identifying information, and, occasionally a member password. You should consider all this information available to the website. This information is used to deliver the product, but under the Purchase Agreement you also approve the use of your name and email or postal address for general solicitation purposes.

VISITOR EMAIL INQUIRIES

Website visitors who wish to communicate with the website do so under two conditions:
one, they give their permission for contact by the website; subject to any ‘submission’ provisions of the Terms of Use, Purchase Agreement, or this Privacy Policy. While your email address may or may not be used to solicit you, it may be added to the website’s general solicitation database.

CUSTOMER EMAIL OR TESTIMONIALS

If you are a customer and send an email to the website, or if you communicate with the site owners by phone or mail, the website collects information about your communication and by communicating with the site you give your permission to collect, archive, retrieve, and otherwise use any information collected as the site sees fit.

Any communication which, in its sole discretion, the site deems to be a testimonial, may be publicized for commercial purposes.

INFORMATION OBTAINED FROM VISITOR INTERACTION WITH BANNERS, POPUPS, OR SITE
ADVERTISERS


Visitors clicking on third party banners or pop-ups or hyperlinked advertising, appearing on this website must assume that information is being collected about them. This site is not responsible for the use of information collected in such a fashion. Visitors must assume the following:

  1. that information will be collected,
  2. that ‘cookies’ will usually be placed on their hard drive,
  3. that this website or its owners does not have any control over what happens with this information,
  4. that this website or its owners takes no responsibility over the accuracy or content of advertisers,
  5. that this website is not responsible for downloads from third party advertisers that contain viruses
    or worms or other computer code that causes their computer or software harm,

  6. that this website and its owners assumes no responsibility for the data that is garnered from the
    click itself or that the advertiser collects.

INFORMATION OBTAINED FROM REFERRING EMAIL OR REFERRING URLS

If you send a friend an email from this site or if you send the URL or one of our web pages to a friend, you must assume that some data is collected about your IP address or your email address and that of your friend. You must assume that referred emails or web pages may appear to come from your email. You must accept full responsibility for referring pages or email to a friend and agree to indemnify this site and its owners for any damage, intentional or unintentional that results from said referrals.

INFORMATION OBTAINED FROM VOLUNTARY VISITOR, SUBSCRIBER, MEMBER OR CUSTOMER SURVEYS

Unless otherwise specified in the survey, you must assume that any information provided to the website as part of a survey in which you participate may be used for general solicitation for commercial purposes and that such information will be shared with joint venture partners, affiliates, marketing organizations or used by the site itself for product design or solicitation purposes.

INFORMATION OBTAINED FROM ELECTRONIC MEANS AND ‘COOKIES’

Many websites, including this one, collect information about your computer, your email address, your IP
address. You must assume that your web-viewing or web-use activity is monitored, tracked, and
information collected. This information is not usually of a personal nature, but it may help define your
viewing habits and product preferences even though the website may or may not have any idea who you are.

“Cookies” is web jargon for bits of computer code placed on your hard drive. Websites use this to
keep you ‘logged in’, to keep track of search criteria, to monitor use, to password protect use of the site or
use of products sold by the site. Cookies can also be used to obtain information about your computer
configuration or your use of your computer.

Cookies can be used to electronically gather information about you. Again, it may or may not be
personal information, but it is information and by using this site you are expressly giving permission to
use ‘cookies’ and to use the information gathered from their use to benefit you. You also give permission
to collect, archive, retrieve, and use any information collected for product design, product offers to you,
and general commercial solicitation purposes by this site or joint venture partners, affiliates, and
marketing organizations.

HOW INFORMATION MAY BE USED

The use of information as described below may or may not be how information that is collected is
customarily used by this site. While actual use of any information collected may be used quite conservatively,
you must assume that it is not. You must assume that information collected is shared with other persons or
entities for commercial purposes. While this is uncommon in practice, you must assume that it is as you
make your decision whether or not to view or interact with this website. This type of shared information
may include your name, address, phone number, email address and buying habits, as well as other
information. This information may be used for general commercial solicitation by this website or other
persons it is sold to, rented to, or shared with.

INFORMATION THAT IS NOT SHARED

Credit card information or other financial information is not usually known to the website. However,
in the event that it is made known, that information is never revealed to anyone except to processing
authorities or law enforcement agencies. However, the provider of such information gives express
permission to use it in fraud investigation or for litigation.

BULLETIN BOARDS AND PUBLIC FORUMS

Visitors, subscribers, members, or customers who use any site provided bulletin boards or other
public forums, such as chat rooms, do so at their own risk. You may not assume that the site monitors
these services or protects you in any manner from information you post publicly or share with
anyone else via these services.

SPAM

By providing to this website information that forms the basis of communication with you, such as an
email address, you waive all rights to file complaints concerning unsolicited email or spam from this
website since, by providing such information, you agree to receive communication from us or other
marketing organizations. However, all email communication with you shall contain an ‘unsubscribe’ link
where you may notify the website that you no longer wish to receive solicitations or information from the
website and your name will be removed from the general solicitation database.

DATA SECURITY

This website takes measures to protect its data that contains information related to you. However, as a
consideration for viewing this site or interacting with this site in any manner, you waive all claims of any
nature against this site concerning the loss, alteration, or misuse of information. You must assume that it
is possible for your personal data to be obtained by others, such as “hackers,” and used in an inappropriate
manner that may cause you harm and that you agree that the site is not responsible for damages to you.

QUESTIONS, COMMENTS, OR REPORT OF INCIDENTS

You may direct questions, comments or reports to: support@intellispire.com, although if you require a response to your communication, please initiate a support ticket through our Support Desk. We cannot guarantee a response to correspondence that is sent through any other method.

REVISIONS TO THIS PRIVACY POLICY WITHOUT NOTICE

This Privacy Policy is dynamic. It will continually change. You may not assume that it remains the same and
you agree to check the policy each time you visit the site for changes. Unless, in the sole opinion of the
website, this policy changes so drastically as to suggest a posted notification on the site or via email,
you will receive no notification of changes to this Privacy Policy nor, under any circumstances, does
this site promise notification. Your continued use of this site always evidences your acceptance of the
terms this Privacy Policy or any modifications.

COPYRIGHT

This Privacy Policy is used under license to this website. The copyright is owned by Mining Gold
Corporation and IP Management, LLC.

DISPUTES

As part of the consideration that the Website requires of the Visitor to view, use, or interact with this site,
Visitor agrees to use binding arbitration for any claim, dispute, or controversy (“CLAIM”) of any
kind (whether in contract, tort or otherwise) arising out of or relating to this purchase, this product,
including solicitation issues, privacy issues, and Terms of Use issues.

Arbitration shall be conducted pursuant to the rules of the American Arbitration Association, which are in effect on the date a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. Hearing will take place in the city or county of the Seller.

In no case shall the Visitor have the right to go to court or have a jury trial. Visitor will not have the
right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator’s decision shall be final and binding with limited rights of appeal.

The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.

JURISDICTION AND VENUE

If any matter concerning this purchase shall be brought before a court of law, pre- or post-arbitration, Visitor agrees that the sole and proper jurisdiction to be Louisville, KY. In the event that litigation is in a federal court, the proper court shall be the closest federal court to the Louisville, KY.

APPLICABLE LAW

Viewer, visitor, member, subscriber or customer agrees that the applicable law to be applied shall,
in all cases, be that of the state of the Seller.

CONTACT INFORMATION

Intellispire, LLC

3175 So. 2nd Street, Suite 234

Louisville, KY 40208

USA
Phone/Fax: 1-877-341-1796

Terms of Use

THIS WEBSITE REQUIRES CONSIDERATION FOR AND AS A CONDITION OF ALLOWING YOU ACCESS.

Reading and accepting the Terms of Use and reading and accepting the provisions of the Privacy Policy of this website are required considerations for the website granting you the right to visit, read or interact with it.

All persons are denied access to this site unless they read and accept the terms of use and the privacy policy.

By viewing, visiting, using, or interacting with this website or with any banner, pop-up, or advertising that appears on it, you are agreeing to all the provisions of this terms of use policy and the privacy policy of this website.

ALL PERSONS UNDER THE AGE OF 18 ARE DENIED ACCESS TO THIS WEBSITE. IF YOU ARE UNDER 18 YEARS OF AGE, IT IS UNLAWFUL FOR YOU TO VISIT, READ, OR INTERACT WITH THIS WEBSITE OR ITS CONTENTS IN ANY MANNER. THIS WEBSITE SPECIFICALLY DENIES ACCESS TO ANY INDIVIDUAL THAT IS COVERED BY THE CHILD ONLINE PRIVACY ACT (COPA) OF 1998.

This website reserves the right to deny access to any person or viewer for any reason. Under the terms of the Privacy Policy, which you accept as a condition for viewing, the website is allowed to collect and store data and information for the purpose of exclusion and for many other uses.

This Terms of Use agreement may change from time to time. Visitors have an affirmative duty, as part of the consideration for permission to view this website, to keep themselves informed of changes. You can view changes to the legal policies of this website.

EARNINGS DISCLAIMER

ANY EARNINGS OR INCOME STATEMENTS, OR EARNINGS OR INCOME EXAMPLES, ARE ONLY ESTIMATES OF WHAT WE THINK YOU COULD EARN. THERE IS NO ASSURANCE YOU’LL DO AS WELL. IF YOU RELY UPON OUR FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

WHERE SPECIFIC INCOME FIGURES ARE USED, AND ATTRIBUTED TO AN INDIVIDUAL OR BUSINESS, THOSE PERSONS OR BUSINESSES HAVE EARNED THAT AMOUNT. THERE IS NO ASSURANCE YOU’LL DO AS WELL. IF YOU RELY UPON OUR FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

ANY AND ALL CLAIMS OR REPRESENTATIONS, AS TO INCOME EARNINGS ON INFORMATION WEBSITES AND MATERIAL, ARE NOT TO BE CONSIDERED AS AVERAGE EARNINGS.

THERE CAN BE NO ASSURANCE THAT ANY PRIOR SUCCESSES, OR PAST RESULTS, AS TO INCOME EARNINGS, CAN BE USED AS AN INDICATION OF YOUR FUTURE SUCCESS OR RESULTS.

MONETARY AND INCOME RESULTS ARE BASED ON MANY FACTORS. WE HAVE NO WAY OF KNOWING HOW WELL YOU WILL DO, AS WE DO NOT KNOW YOU, YOUR BACKGROUND, YOUR WORK ETHIC, OR YOUR BUSINESS SKILLS OR PRACTICES. THEREFORE WE DO NOT GUARANTEE OR IMPLY THAT YOU WILL GET RICH, THAT YOU WILL DO AS WELL, OR MAKE ANY MONEY AT ALL. THERE IS NO ASSURANCE YOU’LL DO AS WELL. IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

INTERNET BUSINESSES AND EARNINGS DERIVED THEREFROM, HAVE UNKNOWN RISKS INVOLVED, AND ARE NOT SUITABLE FOR EVERYONE. MAKING DECISIONS BASED ON ANY INFORMATION PRESENTED IN OUR PRODUCTS, SERVICES, OR WEB SITE, SHOULD BE DONE ONLY WITH THE KNOWLEDGE THAT YOU COULD EXPERIENCE SIGNIFICANT LOSSES, OR MAKE NO MONEY AT ALL.

ALL PRODUCTS AND SERVICES OFFERED ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. USE CAUTION AND SEEK THE ADVICE OF QUALIFIED PROFESSIONALS. CHECK WITH YOUR ACCOUNTANT, LAWYER OR PROFESSIONAL ADVISER, BEFORE ACTING ON THIS OR ANY INFORMATION.

USERS OF OUR PRODUCTS, SERVICES AND WEB SITE ARE ADVISED TO DO THEIR OWN DUE DILIGENCE WHEN IT COMES TO MAKING BUSINESS DECISIONS AND ALL INFORMATION, PRODUCTS, AND SERVICES THAT HAVE BEEN PROVIDED OR RECOMMENDED SHOULD BE INDEPENDENTLY VERIFIED BY YOUR OWN QUALIFIED PROFESSIONALS. OUR INFORMATION, PRODUCTS, AND SERVICES ON OUR WEBSITES AND MATERIAL SHOULD BE CAREFULLY CONSIDERED AND EVALUATED, BEFORE REACHING A BUSINESS DECISION, ON WHETHER TO RELY ON THEM.

YOU AGREE THAT OUR COMPANY IS NOT RESPONSIBLE FOR THE SUCCESS OR FAILURE OF YOUR BUSINESS DECISIONS RELATING TO ANY INFORMATION PRESENTED BY INFORMATION ON THIS WEBSITE OR OUR COMPANY PRODUCTS OR SERVICES.

PARTIES TO THE TERMS OF USE AGREEMENT

Visitors, viewers, users, subscribers, members, affiliates, or customers, collectively referred to herein as
“Visitors,” are parties to this agreement. The website and its owners and/or operators are parties to this
agreement, herein referred to as “Website.”

USE OF INFORMATION FROM THIS WEBSITE

Unless you have entered into an express written contract with this website to the contrary, visitors, viewers, subscribers, members, affiliates, or customers have no right to use this information in a commercial or public setting; they have no right to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of this website. By viewing the contents of this website you agree to this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Again, Visitor has no rights whatsoever to use the content of, or portions thereof, including its databases, invisible pages, linked pages, underlying code, or other intellectual property the site may contain, for any reason for any use whatsoever.
Nothing.

OWNERSHIP OF WEBSITE OR RIGHT TO USE, SELL, PUBLISH CONTENTS OF THIS WEBSITE

The website and its contents are owned or licensed by the website owner. Material contained on the website must be presumed to be proprietary and copyrighted. Visitors have no rights whatsoever in the site content. Use of website content for any reason is unlawful unless it is done with express contract or permission of the website owner(s).

DISCLAIMER FOR CONTENTS OF SITE

The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume all the risk of viewing, reading, using, or relying upon this information. Unless you have otherwise formed an express contract to the contrary with the website, you have no right to rely on any information contained herein as accurate. The website makes no such warranty.

DISCLAIMER FOR HARM CAUSED TO YOUR COMPUTER OR SOFTWARE FROM INTERACTING WITH THIS

WEBSITE OR ITS CONTENTS. VISITOR ASSUMES ALL RISK OF VIRUSES, WORMS, OR OTHER CORRUPTING FACTORS.

The website and its owner(s) assumes no responsibility for damage to computers or software of the visitor or any person the visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor’s computer. Again, visitor views and interacts with this site, or banners or pop-ups or advertising displayed thereon, at his or her own risk.

DISCLAIMER FOR HARM CAUSED BY DOWNLOADS

Visitor downloads information from this site at this own risk. Although we make every effort to insure that our files are clean, Website and /or Website Owner(s) makes no warranty that downloads are free of corrupting computer codes, including, but not limited to, viruses and worms.

DISCLAIMER REGARDING AFFILIATE LINKS

Occasionally, this websites offers products and services from third-party vendors. When clicking on a link for one of these vendors, you should assume that this website and / or its owners will earn a commission should you decide to make a purchase from the vendor.

LIMITATION OF LIABILITY

By viewing, using, or interacting in any manner with this site, including banners, advertising, or pop-ups, downloads, and as a condition of the website to allow lawful viewing, Visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature.

INDEMNIFICATION

Visitor agrees that in the event he causes damage, which the Website and or its Owner(s) is required to pay for, the Visitor, as a condition of viewing, promises to reimburse the Website for all.

SUBMISSIONS
Visitor agrees as a condition of viewing, that any communication between Visitor and Website is deemed a submission. All submissions, including portions thereof, graphics contained thereon, or any of the content of the submission, shall become the exclusive property of the Website and may be used, without further permission, for commercial use without additional consideration of any kind. Visitor agrees to only communicate that information to the Website, which it wishes to forever allow the Website to use in any manner as it sees fit. “Submissions” is also a provision of the Privacy Policy.

NOTICE

No additional notice of any kind for any reason is due Visitor and Visitor expressly warrants an understanding that the right to notice is waived as a condition for permission to view or interact with the website.

DISPUTES

As part of the consideration that the Website requires for viewing, using or interacting with this website, Visitor agrees to use binding arbitration for any claim, dispute, or controversy (“CLAIM”) of any kind (whether in contract, tort or otherwise) arising out of or relating to this purchase, this product, including solicitation issues, privacy issues, and terms of use issues.

Arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. Hearing will take place in the city or county of the Seller.

In no case shall the viewer, visitor, member, subscriber or customer have the right to go to court or have a jury trial. Viewer, visitor, member, subscriber or customer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator’s decision will be final and binding with limited rights of appeal.

The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.

JURISDICTION AND VENUE

If any matter concerning this purchase shall be brought before a court of law, pre- or post-arbitration, viewer, visitor, member, subscriber or customer agrees that the sole and proper jurisdiction to be Louisville, Kentucky, county of Jefferson as declared in the contact information of the web owner unless otherwise here specified. In addition to the address posted on the website, legal notices shall also be sent to the Sellers address below and to: 3175 So. 2nd Street, #234, Louisville, KY 40208. In the event that litigation is in a federal court, the proper court shall be the closest federal court to Louisville, KY.

APPLICABLE LAW

Viewer, visitor, member, subscriber or customer agrees that the applicable law to be applied shall, in all cases, be that of the state of the Seller.

CONTACT INFORMATION

Intellispire, LLC
3175 So. 2nd, Suite 234
Louisville, KY 40208
USA
Phone/Fax: 1-877-341-1796

Refund Policy

Products referenced herein come with a 30-day money back guarantee, some restrictions apply, please read this
document in its entirety.

The 30-day money back guarantee applies only to products and does not apply to installation
services, development customization, or consulting services. Once we have begun work on your project
all fees are fully earned. There are no refunds on services.

If your purchase was for installation services, there are no refunds due once we have logged into your server.
It is the responsibility of the buyer to insure they are using approved hosting service BEFORE purchasing installation
services. Once we log into your server, the fee is fully earned, and refunds are not available.

If the product is other than an e-product or digital product, the product must be returned, at Buyer’s expense, during the refund period to the shipping address provided with the product.  Only the price of the product and any applicable taxes are refundable.  Original shipping charges are not refundable.  The burden is on
the Buyer to prove that the product was in fact returned to the correct address.   All returns require a Return Merchandise Authorization (RMA).   Returns not accompanied with an RMA are disallowed and will not be granted.  No refunds are due on products that do not have an RMA.   All requests for returns / refunds must be must be noticed to the contact address in the Purchase Agreement.

If the product is a digital or e-product, a request for refund must be initiated through the standard customer support ticketing system within the refund period. Requests for refund not initiated prior to the end of the refund period will not be honored. Refund requests initiated other than through the Support Desk, including attempted charge-back prior to a refund request, will not be honored. All refund requests must contain the following information:

  • Name and email address used at purchase,
  • item purchased,
  • Transaction ID, and
  • ISNID if available.

Refund requests that do not contain the required information will be delayed as we cannot process refunds without this information.

The Buyer understands that all rights to view the product and all license or resale rights terminate when the product is returned for a refund.  The Buyer understands that all digital products must be removed from his hard drive and destroyed and notice of this action must be sent to the seller.

Buyer understands that all physical products which were shipped to the address provided by the Buyer must be returned to the Seller in new resalable condition. Abuse of the product is grounds to deny the refund.  Selling or giving away of a product in which you have no ownership interest or resale license rights is a crime as well as breach of this agreement.

Buyer understands that no refunds are given for payment of recurring subscriptions or so-called continuity programs. Buyer’s only recourse in case they no longer wish to participate in the monthly subscription program is to cancel the subscription at least three days prior to the next bill date. All subscription payments are considered due and payable and fully earned on the anniversary of the subscription. Subscriptions end at midnight of the anniversary date of the subscription.

Giving the Buyer a refund during the refund period is the full and complete liability that the Seller of this
product, service or membership has to the Buyer.  Buyer agrees that the length of the refund period is easonable and further agrees to examine, read, and try the product, service or membership during the 30-day refund period as a material consideration required by the Seller as part of the purchase price.   Buyer further warrants that he or she will make a determination during the 30-day refund period if the product is as described and to decide whether the Buyer wishes to keep the product.   If the Buyer does not contact the Seller during the refund period, buyer agrees that the Seller may construe silence as a full, complete and final acceptance of the product, service or membership with no further right of redress or refund for any reason due the Buyer.

A Return Merchandise Authorization request form is available from our support department. You must complete the RMA form and fax it to the fax number below.

CONTACT INFORMATION

Intellispire, LLC
3175 So. 2nd, Suite 234
Louisville, KY 40208
USA
Phone/Fax: 1-877-341-1796

Purchase Agreement

YOU,THE BUYER, ARE CLAIMING THAT YOU HAVE READ, ACCEPTED, AND FULLY UNDERSTAND THE
TERMS OF USE, THE PRIVACY POLICY, THE REFUND POLICY AND THE TERMS OF THIS PURCHASE AGREEMENT.

30-Day Quality Satisfaction Guarantee

THIS AGREEMENT IS A CONTRACT.  UNDER THE TERMS OF THE CONTRACT YOU RECEIVE
CERTAIN RIGHTS DUE YOU FROM THE SELLER AND YOU, IN TURN, GIVE THE SELLER CERTAIN RIGHTS THAT
AFFECT YOU.  THIS CONTRACT ALSO CONTAINS PROVISIONS THAT DELINEATE AND RESTRICT
YOUR RIGHTS ABOUT REFUND AND WARRANTY AND THAT LIMIT THE LIABILITY OF THE SELLER.

YOU MUST ACCEPT THESE TERMS OR THE SELLER WILL NOT TRANSACT BUSINESS WITH YOU OR SELL
A PRODUCT, SERVICE OR MEMBERSHIP TO YOU, AND YOUR ORDER WILL NOT BE PROCESSED IF YOU
DO NOT ACCEPT THESE TERMS.

YOUR PLEDGE OF AN UNDERSTANDING OF THIS CONTRACT AND ACCEPTANCE OF THE RIGHTS,
DUTIES, AND LIMITATIONS EMBODIED IN IT, IS A MATERIAL PART OF THE LEGAL CONSIDERATION
THAT THE SELLER REQUIRES FROM YOU AS A CONDITION OF SALE.

PARTIES TO THIS AGREEMENT AND DISCLAIMER

The parties to this agreement are the website or its owners, hereafter “SELLER,” and
you, the prospective purchaser, hereafter “BUYER”.  Persons or entities who are
not participants in this contract but who have an indirect relationship, such as a supplier,
joint venture partner, membership organization, or sales affiliate, are herein described as
“THIRD PARTY OR THIRD PARTIES.”  The recipient of the product herein sold, where
said product is ordered by and paid for by someone other than the recipient, is classified
herein as if that recipient were the ordering BUYER with the same rights, duties, and obligations
as the BUYER, but may also be referred to herein as ‘RECIPIENT”.

SUBJECT MATTER OF THIS PURCHASE AGREEMENT

The subject matter of this agreement is a product, service, or membership described in promotional or
sales materials on this website and/or in an email referencing this website, and said website and/or
email and its contents are incorporated herein by reference and made a part hereof and constitute a
complete description of the product, service or membership that is the subject matter of this Purchase
Agreement.  This bundle of offerings, including additional items promoted on the order page, shall,
together, be termed ‘product’ throughout this agreement but the word ‘product’ shall mean all
elements offered in the sale, whether digital, dimensional, or other license or right, and include all sales
or promotional materials.

REFUND and RETURN POLICY

The 30-day money back guarantee applies only to products and does not apply to installation
services, development, customization, consulting or other services.

If your purchase was for installation services, there are no refunds due once we have logged into your server.
It is the responsibility of the buyer to insure they are using approved hosting service BEFORE purchasing installation
services. Once we log into your server, the fee is fully earned, and refunds are not available.

Once we have begun work on your project
all fees are fully earned. There are no refunds on services.

The products referenced herein is sold with a *30-day
money back guarantee, some restrictions apply.  If the product is other than an e-product or digital product, the product must be
returned, at Buyer’s expense, during the refund period to the shipping address provided with the product.  
Only the price of the product and any applicable taxes are refundable.  Original shipping charges are not
refundable.  The burden is on
the Buyer to prove that the product was in fact returned to the address.   All returns require
a Return Merchandise Authorization (RMA).   Returns not accompanied with an RMA are disallowed and will
not be granted.  No refunds are due on products that do not have an RMA.   All requests for
returns / refunds e must be noticed to the contact address located at the end of this Purchase Agreement.  

If the product is a digital or e-product, a request for refund must be initiated through the standard customer support ticketing system within the refund period. Requests for refund not initiated prior to the end of the refund period will not be honored. Refund requests initiated other than through the Support Desk, including attempted charge-back prior to a refund request, will not be honored. All refund requests must contain the following information: Name and email address used at purchase, item purchased, Transaction ID, and ISNID if available. Refund requests that do not contain the required information will be delayed.

The Buyer understands that all rights to view the product and all
license or resale rights terminate when the product is returned for a refund.  The Buyer understands
that all digital products must be removed from his hard drive and destroyed and notice of this action must
be sent to the seller.

Buyer understands that all physical products
which were shipped to the address provided by the Buyer must be returned to the Seller in new resalable
condition. Abuse of the product is grounds to deny the refund.  Selling or giving away of a
product in which
you have no ownership interest or resale license rights is a crime as well as breach of this agreement.

Buyer understands that no refunds are given for payment of recurring subscriptions or so-called continuity programs. Buyer’s only recourse in case they no longer wish to participate in the monthly subscription program is to cancel the subscription at least three days prior to the next bill date. All subscription payments are considered due and payable and fully earned on the anniversary of the subscription. Subscriptions end at midnight of the anniversary date of the subscription.

Giving the Buyer a refund during the refund period is the full and complete liability that the Seller of this
product, service or membership has to the Buyer.  Buyer agrees that the length of the refund period is
reasonable and further agrees to examine, read, and try the product, service or membership during the
30-day refund period as a material consideration required by the Seller as part of the purchase price.  
Buyer further warrants that he or she will make a determination during the 30-day refund period if the
product is as described and to decide whether the Buyer wishes to keep the product.  
If the Buyer does not contact the Seller during the refund period, Buyer agrees that the Seller may
construe silence as a full, complete and final acceptance of the product, service or membership with
no further right of redress or refund for any reason due the Buyer. Buyer agrees to contact Seller for a refund and to give Seller a reasonable time of not less than ten days to respond prior to contacting the merchant bank and starting a charge-back process.

A Return Merchandise Authorization request form is included with all packages that are sent to the Buyer. You must complete the RMA form and fax it to the fax number below.

Buyer understands that if the purchase was for services, there are no refunds due once we have begun work on your project. It is the responsibility of the buyer to insure they are using approved hosting service BEFORE purchasing installation services, customization, development or other services. Once we log into your server, the fee is fully earned, and refunds are not owed. Although we may, at our discretion cancel the project and refund fees paid.

FURTHER DESCRIPTION OF THE PRODUCT, SERVICE OR MEMBERSHIP

Buyer warrants an understanding that the product, service or membership may actually be comprised
of different elements.  For example, a digital or so-called e-book may also come in CD or printed
format, and that the digital product may also be part of a service or a membership.  
Additionally, the product, service or membership may come with the right to sub-license or
re-sell the product.  However, unless specified in the sales and promotional materials and
unless all conditions are met, the Buyer has no license, permission or right to duplicate or
sell this product in any form or to sell it or distribute it whether for profit or not to any person for any reason.

Buyer further agrees that in case of software, the license is for use only on sites owned by the buyer and may not be distributed to others. The license may or may not have a limitation as to the number of sites each license can be used on and in no way is the Buyer given a license to use the software on the sites of Buyer’s clients or customers or friends or family. Buyer understands that allowing anyone else to use the software may void the license and to do so would be considered a breach of the license. Buyer understands that Seller retains the right to cancel the subscription and revoke the license should Buyer be found to be in breach of such license. If license is revoked due to breach, Buyer understand that no refund is due, irregardless whether such breach is less than the 30-day refund period.

RIGHTS AND OBLIGATIONS OF THE BUYER

The Buyer must pay the full consideration for this product that the Seller requires as the total
price of the product.  This consideration includes not only the purchase price, but taxes, customs
duties, VAT, fees, shipping and other obligations that the Buyer accepts as well as potential rights the
Buyer agrees to forgo.  By accepting this Purchase Agreement, the Buyer agrees to receive continuing
follow-up contact from the Seller including email, mail, newsletters, product updates, product recall
notices, product improvements, telephone calls from the Seller and/or telemarketing organizations
and/or pollsters for the purpose of solicitation related to the instant product or any other product
or service.  Buyer agrees to post-sale contact from joint venture partners of the Seller or from others
who have a commercial relationship with the Seller.  Buyer agrees that all personal information
about the buyer or his or her buying habits and preferences, including address and phone number,
may be placed in a general database and agrees that this information may be shared, rented or
sold to third parties.  However, Buyer shall at all times be fully empowered to sever contact with
the Seller by notification using the ‘unsubscribe’ link in solicitations.  Moreover, the Buyer retains
the right to refuse specific contact with some third party solicitors and maintain it with others.  
The Buyer retains the right to have his or her name removed from a general solicitation database. 
The Buyer’s agreement to accept solicitation and contact may be reduced, enhanced,
limited or terminated by notification to anyone contacting the Buyer.  
The burden is on the Buyer to prove that such communication was made to
and received by the person making contact.  Buyer agrees that Seller is not liable
for communications made to the Buyer by parties unrelated to this purchase even though
referred by the Seller.  Buyer accepts full responsibility for limiting unsolicited contact and Buyer
understands that he retains all rights to directly restrict communication or solicitation from any
party including the Seller.

The Buyer agrees to allow the Seller to collect, store, and use for marketing purposes all information
collected from, provided by or otherwise ascertained by electronic means from the Buyer.  
The Buyer, specifically, and as part of the consideration paid for this product, waives all right to access,
retrieve, or control such information except that the Buyer retains the right to restrict contact as described
previously.

The Buyer understands that cookies will be placed on his or her hard drive that will provide information
to the Seller and which are necessary for delivering an e-product and which will be able to determine if you
retain the right to access the product.  Buyer understands that these cookies or other computer
codes will reside on the hard drive and will communicate at times with the Seller’s computer and thereby
transmit and receive information.

Buyers living in locations that require custom duties and/or VAT taxes to be collected understand that,
unless custom duties are collected at the point of sale by the Seller, the Buyer remains responsible
for payment of custom duties and taxes at the time the product is received.  
If it should happen that the Seller’s courier or freight account is charged for custom duties and tax,
instead of the Buyer paying referenced charges, then the Buyer hereby authorizes the Seller to bill
the Buyer’s credit card for said charges or for the return of goods if they are refused at the point of
destination.

CREDIT CARD CHARGES AND CREDIT CARD FRAUD PENALTIES
Buyer warrants that he or she is over 18 years of age, not subject to the Child Online Privacy Act,
of legal age to enter into contractual agreements in the state or country in which he is present when he makes
this purchase, and is the true and authorized owner of the credit card used to make this purchase. 
Any Buyer who violates any of these requirements may be liable for civil or criminal prosecution and
agrees to pay liquidated damages of an amount the equivalent of US $10,000 per fraudulent transaction,
plus actual damages, and agrees that all information collected by this website may be used for
prosecution and may be turned over to law enforcement agencies or to credit card companies
and merchant service providers.

If the true and/or authorized owner of the credit card attempts to commit fraud upon the Seller,
he authorizes each and every credit card company or merchant service provider to disclose to the Seller
all information that could be construed as proof of credit card fraud.

Any Buyer who attempts to perpetrate a fraud upon Seller involving the use of a credit card herewith
gives authorization for the Seller to access all credit information about the Buyer from credit reporting
agencies and also authorizes the Seller to discover all relevant information from any source about the
fraudulent practices of the Buyer and to reveal such information to credit reporting agencies,
credit card companies, merchant service providers, and law enforcement agencies.

Buyer agrees that if he uses trickery to receive more than one refund, or if he causes a
fraudulent dispute claim that results in a charge-back against the Seller’s account, that the Seller
is authorized to re-charge the Buyer’s credit card that was used for the original purchase to the
extent that will make the Seller whole. Buyer agrees to, in addition to actual damages,
pay to the Seller liquidated damages of an amount equivalent to US$10,000 for every
separate fraudulent action Buyer commits.

GUARANTEE AND WARRANTY
This product is sold ‘as is’ without warranty or guarantee of any kind, either express or implied,
including no warranty as to merchantability or fitness for a particular purpose. 
The Seller warrants and guarantees absolutely nothing.  There is no ‘warranty period.’  
There is a 30-day refund period. Period.

However, in the event that the Buyer claims that the product is defective, the sole remedy to the
Buyer is to accept a replacement product or a refund.  The period for the Buyer to determine
if the product is defective and request a replacement or refund is 30 days from the date of the order.  
During this *30-day period, the Buyer may request and will receive a **refund for any reason,
with the exceptions as noted above.  During this 30-day period, Buyer may request
a replacement product in lieu of a refund but Seller is under no obligation, for any reason, to do
anything more than refund the purchase price.

If the sales or promotional material conflict with this “as is” warranty, then the sales and
promotional material are herewith incorporated and shall be controlling. 
However, in no case, shall the warranty period be construed to be longer than the refund period. In no case shall the Seller’s liability be more than the selling price of the product.

If the Buyer is purchasing a membership in this site, the terms of membership as specified in the
solicitation materials are controlling.

If the Buyer is purchasing, through this site, a product, including membership, that is to be
provided by a third party, the Buyer must look to the third party for additional warranties or guarantees,
and understands that the warranties available through this site, if any are offered or construed, are
extremely limited, restrictive, and short.

ASSUMPTION OF RISK
Buyer agrees to accept all risk associated with the use of this product, including but not limited to,
ingestion of or application to Buyer’s person, the use of the product personally or in business, all taxes
and regulations applicable to this product, all legal compliance issues related to this product. 
Buyer warrants an understanding that the Seller is disclaiming all liability from harm of any kind or
nature caused directly or indirect from this product.  Buyer agrees, as part of the consideration
required to purchase this product, to carefully review and test this product during the refund
period and to immediately request a refund if the product is not satisfactory.

LIMITATION OF LIABILITY AND DISCLAIMER
Buyer warrants an understanding, as required consideration, that the Seller of this product disclaims
all liability for the product or damages resulting from use or installation or reliance upon this product
for any reason.  Buyer alone accepts full responsibility for allowing others to use this product. 
Buyer understands that Seller disclaims liability for any information contained in sales or promotional
materials or the product itself that is unintentionally misleading or incorrect that might cause
damage to Buyer.

Buyer expressly waives any and all claims for consequential, speculative, and unforeseeable
damages resulting from the purchase or use of this product or from subsequent contact with Seller
or Third Parties.

Buyer expressly agrees that no matter what may happen because of his or her purchase of this
product, or no matter what damage may be allegedly or actually caused by the use of this product,
or no matter the harm or damage that may result directly or indirectly from the purchase of this product,
for any reason whatsoever, that the absolute maximum extent of Seller’s liability shall be an amount no
greater than the purchase price of the product.

Buyer agrees and understands that, Seller, specifically but not exclusively, disclaims liability for
all damage to Buyer’s person or business by using this product, including harm to buyer’s computer
hardware or software from worms, viruses, or other defects in the product or computer codes that
cause harm. Seller disclaims liability for Buyer’s interaction with Third Party soliciting agents who were
provided ‘leads’ by the Seller.  Seller disclaims liability for Buyer’s interactions with advertisers
on the site.  Seller disclaims liability for Buyer’s interaction with other visitors or members
of the website.

LIMITATION OF LIABILITY FROM ERRONEOUS PRODUCT CONTENT
Buyer agrees that the Seller’s total liability, even for erroneous product content that causes damage to
the Buyer, shall be limited to the purchase price paid for the product.

LIMITATION OF LIABILITY FROM HARM CAUSED BY THE PRODUCT
Buyer agrees that the Seller’s total liability, even from harm caused to the Buyer or to others from use
of the product, shall be limited to the purchase price paid for the product.

LIMITATION OF LIABILITY FROM ALL OTHER INJURIES OF ANY KIND
Buyer agrees that the Seller’s total liability, for any other injury, harm, or tort of any kind, whether
foreseeable or unforeseeable, shall be limited to the purchase price paid for the product.

LIMITATION ON THE LIABILITY LIMITATION
Buyer understands that some states do not allow limitation of liability.

SPECIFIC DISCLAIMERS AS TO RESULTS CLAIMS IN SALES AND PROMOTIONAL MATERIALS OR PRODUCT

If the Buyer is purchasing a physical product promoted for a particular purpose and if the promotional
materials make claims about the results from the use of this product, Buyer hereby warrants his
understanding that there exists some probability that the product will not deliver those same results
to any particular Buyer and that the refund of the purchase price (subject to the return of the product
to the Seller) is the full remedy for any Buyer who feels the product did not deliver the results claimed.

Buyer understands that in case he terminates his membership or requests a refund that all services and associated benefits shall also be terminated.

If the Buyer is purchasing a membership or a product plan that claims to produce specific benefits
or results or that otherwise involves a recurring fee, the Buyer has a right to terminate the membership
or plan upon notice to the Seller. In this case, the promotional materials describing the membership
and the plan and the remedy for dissatisfaction shall be controlling. If the promotional materials say
that part of a fee is not refundable, then it is not.

Where this disclaimer and claims made in sales and promotional materials or the product are in
conflict, this Purchase Agreement shall be controlling except, and unless, the Seller deliberately
misled the Buyer or if such construction would cause material inequity.  The sole burden is
on the Buyer to substantiate any deliberate deception.  Buyer accepts the obligation
to reimburse the Seller for all court costs, investigation costs, attorney fees, and all litigation-related
costs in the event Buyer brings suit against the Seller and does not prevail in court or at arbitration.

Buyer, again, warrants an understanding that in any event, for any reason, no matter the
amount of damages claimed, as a material part of the consideration for purchase of this product,
the maximum amount of liability shall be the purchase price of the product.

PRIVACY POLICY ACCEPTED

Buyer expressly accepts the terms of the Privacy Policy of Seller’s website.

TERMS OF USE ACCEPTED

Buyer expressly accepts the Terms of Use of the Seller’s website.

RIGHT TO PUBLISH SUBMISSIONS

Buyer agrees that Seller may publish for commercial purposes the full or partial content of any
and all communication with Buyer at the Seller’s sole discretion.

INDEMNIFICATION

Buyer agrees to indemnify Seller for any and all damage that Buyer may experience by using the
product or information contained on this website that results in a damage award against the Seller.

RIGHT TO STOP SELLING OR SERVICING PRODUCT OR MEMBERSHIP

Buyer agrees that Seller has the right to discontinue the product, the service, the membership at
any time, subject only to the 30-day Refund and Return Policy, without notice.

Buyer understands that the Seller may discontinue affiliate programs under the terms of the
affiliate program.

Buyer understands that Seller may change the way in which customer service is handled at any time without notice to Buyer, including but not limited to charging for such service, even if promotional materials say that customer service is free. There is a limit of 30 minutes of support for all free and / or trial products. Additional customer support may be purchased at the current rates which may or may not be posted on the website. Other limits on customer support apply.

Buyer understands that the Seller may discontinue customer service on a product or service
at any time without notice.

ARBITRATION

As part of the consideration that the Sellers requires, Buyer agrees to use binding arbitration for any claim, dispute, or controversy (“CLAIM”) of any kind (whether in contract, tort or otherwise) arising out of or relating to this purchase, this product, including solicitation issues, privacy issues, and terms of use issues.

Arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date a dispute is submitted to the American Arbitration Association.   Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605.   Hearing will take place in the city or county of the Seller.

In no case shall the Buyer have the right to go to court or have a jury trial.  Buyer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator’s decision will be final and binding with limited rights of appeal.

The prevailing party shall be reimbursed by the other party for reasonable costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.

JURISDICTION AND VENUE

If any matter concerning this purchase shall be brought before a court of law, pre- or post-arbitration,Buyer agrees that the sole and proper jurisdiction to be Louisville, Kentucky, USA as declared in the contact information of the website owner unless otherwise here specified.

In the event that litigation is in a federal court, the proper court shall be the closest federal court to Louisville, Kentucky.

APPLICABLE LAW

Buyer agrees that the applicable law to be applied shall, in all cases, be that of the state of Kentucky, county of Jefferson.

NOTICE

Buyer herewith agrees to receive Notice of Changes, Litigation, Service of Process, Cancellation, Termination, and Modification of service or product at the email address provided to Seller on the ordering page.   Further, Buyer agrees that the right to contact Buyer concerning legal notice shall not be terminated by previously submitted ‘unsubscribed’ notices and specifically agrees that any notification to cease contact shall not be binding upon the Seller in regards to Notice of Change, Litigation, Service of Process, Cancellation of Product or Service or Membership or Subscription, Termination of a program, product or website, or Modification of the terms of service or product.  Additionally, the Buyer grants Seller irrevocable right to contact him or her via mail or telephone concerning any of these issues irrespective of other rights the Buyer has to sever contact with Seller.

COSTS

The prevailing party to any arbitration or litigation will be entitled to collect attorney fees and all other costs of the arbitration or litigation, including filing fees, investigation fees, collection fees, and travel expenses from the other party.

MODIFICATION

This Purchase Agreement may be modified at any time with notification to the buyer when such modification is made. however, the Seller may modify this Purchase Agreement at any time for other Buyers without notice to the instant Buyer.

ENFORCEABILITY OF PROVISIONS

In the event that some provisions, terms, conditions of the Purchase Agreement are held to be invalid or unenforceable, the remainder of the provisions that are enforceable shall control.  Additionally, Buyer and Seller agree that, if any provision is found to be invalid or unenforceable, the arbitrating panel will construe such provision to the maximum extent that it might be found to be valid or enforceable.

WAIVER OF BREACH

The Seller’s waiver (failure to enforce) any term of this agreement shall not be construed as a modification or an amendment to this agreement or constitute a waiver of other breaches.

Abuse or misapplication of the product voids the guarantee.

**Shipping charges will not be reimbursed for international shipments which are refused by the recipient.  It is the responsibility of all international customers to understand all duties, fees and taxes which might be incurred in customs before placing an order.

CONTACT INFORMATION

Intellispire, LLC

3175 So. 2nd, Suite 234

Louisville, KY 40208

USA
Phone/Fax: 1-877-341-1796

Privacy & Terms

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